ADCB Islamic 365 Cashback Card vs United Arab Bank World
Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.
Partial estimate: direct utility merchant assumed; school fees excluded conservatively. No separate subscription, Salik, EU geography or credit-limit inputs; merchant coding and assigned limit can reduce earnings.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
No complimentary access verified
VOX Buy 1 Get 1: up to four complimentary tickets per month per card; book the same screening on VOX website/app; eligible formats vary.
First year free; renewal fee waived at AED 60,000 annual spending.
Important conditions
World’s spend gate excludes school fees. School-fee cashback has a separate AED 6,000 annual cap. Titanium/Platinum share a combined AED 500 cap including streaming; do not assign AED 500 independently to every category.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Mastercard Travel Pass network; ordinary complimentary visit count and activation need confirmation.
A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.
