Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.
Partial estimate: direct utility merchant assumed; school fees excluded conservatively. No separate subscription, Salik, EU geography or credit-limit inputs; merchant coding and assigned limit can reduce earnings.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
No complimentary access verified
VOX Buy 1 Get 1: up to four complimentary tickets per month per card; book the same screening on VOX website/app; eligible formats vary.
The first year is free. The annual fee is AED 105 including VAT thereafter.
Important conditions
Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Complimentary Mastercard lounge access requires a qualifying USD 1 purchase. Check the current visit allowance in the app.
Cinema tickets start at AED 20 at Cine Royal, Star Cinemas and Reel Cinemas.
A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.
