ADCB Islamic 365 Cashback Card vs Dubai First Cashback
Compare the same AED 10,000 monthly benchmark with full repayment. Actual eligibility, category spending and the timing of welcome offers can change the outcome. This is an independent comparison; subjective perks are not assigned guaranteed cash value.
Partial estimate: direct utility merchant assumed; school fees excluded conservatively. No separate subscription, Salik, EU geography or credit-limit inputs; merchant coding and assigned limit can reduce earnings.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
No complimentary access verified
VOX Buy 1 Get 1: up to four complimentary tickets per month per card; book the same screening on VOX website/app; eligible formats vary.
First year free per product page. Renewal399+VAT418.95; no standard ongoing waiver verified.
Important conditions
Partial rewards model: 5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants. Merchant exclusions, caps and scheme conditions apply.
Published renewal fee used; unverified discretionary or relationship waivers are excluded.
Mastercard Travel Pass. Confirm complimentary entitlement and activation requirements in the app.
Up to 4 standard VOX tickets at AED 20 each after AED 4,000 spend in the previous month.
A common benchmark makes the comparison reproducible, but it does not establish the best card for every household. Welcome eligibility, employer and bureau assessment, payment channel merchant codes, actual foreign spending and carried balances can all change the result.
