
NBQ Visa Gold Credit Card
Dirham Score 2.9/570% data coverage · editorial methodHow this score works
- + Published free-for-life annual fee
- + Published salary criteria
- + Reward limitations disclosed
- − Annual reward forecast unavailable
- − Bank FX charge 2.6145%; scheme charges may apply
Primary annual subscription is free.
Age 21+, UAE residence, minimum one year employment with a government, semi-government or accepted private employer. Salary transfer is not mandatory. Self-employed and deposit-backed criteria differ.
View breakdown
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
Calculation assumptionsRewards, fees & important conditions
Read the full NBQ Visa Gold Credit Card review and fee maths
No cinema benefit verified. · No complimentary airport lounge access established in the reviewed product sources.
Monthly interest rate: 2.49%. Bank FX charge: 2.6145%.
An annual reward forecast is not available from the verified data; this does not mean the card has no value.
The 4 February 2026 retail tariff states fees exclude 5% VAT. Monthly interest is 2.49%; KFS annual rate is 29.88%.
Bank FX fee is 2.49% before VAT (2.6145% including VAT), in addition to Visa processing charges described as approximately 1.15% in the KFS. Actual exchange and scheme costs may vary.
No standard ongoing reward rate or current cashback campaign has been established; no annual reward forecast is assigned.
A 120% security cheque may be required, or a 100%-covered fixed deposit for deposit-backed cards.
Official bank source · checked 2026-10-24Retail fee schedule effective 4 February 2026
Actual official bank product artwork, proportionally encoded for display. Image source

