
Falak Tayyeb World Elite Credit Card
Dirham Score 2.9/570% data coverage · editorial methodHow this score works
- + Cashback rewards
- + Published airport lounge benefit
- + Sharia-compliant product
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
Annual fee waived after AED 50,000 eligible purchases in a year.
View breakdown
The official loyalty page advertises 10% in capped categories and 2% on other eligible retail, but describes a promotional transaction period using a 2025 example without confirming the current campaign dates. No annual reward forecast is shown until the applicable period is confirmed.
Calculation assumptionsRewards, fees & important conditions
Read the full Falak Tayyeb World Elite Credit Card review and fee maths
10% on eligible grocery, dining and fuel transactions with separate caps; 2% on other eligible retail. Overall monthly cap AED 5,000. Government, utilities, telecom, rent and insurance are excluded.
No cinema benefit verified. · Mastercard Travel Pass; activation, guest and spending conditions apply.
Monthly profit rate: 3.1%. Bank FX charge: Confirm with bank.
The official loyalty page advertises 10% in capped categories and 2% on other eligible retail, but describes a promotional transaction period using a 2025 example without confirming the current campaign dates. No annual reward forecast is shown until the applicable period is confirmed.
Current KFS states a generic minimum monthly income of AED 5,000. World requires a minimum AED 20,000 credit limit and World Elite AED 30,000; those are credit limits, not minimum salaries.
The current loyalty page publishes the 10% and 2% rates with tier caps, but its promotional-period clause has no current end date.
Software, digital goods, business services and other listed merchant codes are also excluded. The full exclusion list is in the official loyalty terms.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source


