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OFFICIAL SOURCES · INDEPENDENT COMPARISON

Habib Bank AG Zurich UAE Credit Cards and Bank Accounts

Explore 3 current card products and 0 accounts in our source-reviewed catalogue. Issuer approval, relationship requirements and current campaign terms apply. No bank pays for its position here.

Habib Bank AG Zurich accounts and salary options

No account product from this bank has been verified in our current account catalogue.

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UAE Credit Card Comparison

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229 current cards · 32 issuers / brandsSource-reviewed catalogue. Dated promotions expire automatically; bank changes require a fresh source check.
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3 cards found
Habib Bank AG Zurich Visa Classic Credit Card — official bank artwork
Conventional banking
Habib Bank AG ZurichBANK-SOURCED

Habib Bank AG Zurich Visa Classic Credit Card

Dirham Score 2.5/560% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Official product sources linked
  • + Reward limitations disclosed
  • − Annual reward forecast unavailable
  • − Salary minimum needs bank confirmation
Salary: confirm with bank
Other rewards · Annual estimate unavailable
Annual fee AED 105

AED 105.00 including 5% VAT. No first-year or renewal waiver is assumed.

Self-employed business owners only

The September 2026 KFS limits this product to self-employed company owners whose business banks with HBZ. Minimum business income is AED 60,000 per year, pro rata to the applicant’s shareholding. This is not a published AED 5,000 salary-card route.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full Habib Bank AG Zurich Visa Classic Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · No airport lounge entitlement: the current bank comparison lists LoungeKey as not applicable for this tier.

Monthly interest rate: 1.99%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

Habib Bank AG Zurich

Habib Bank AG Zurich Visa Classic Credit Card

Habib Bank AG Zurich Visa Classic Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Habib Bank AG Zurich Visa Classic Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · No airport lounge entitlement: the current bank comparison lists LoungeKey as not applicable for this tier.

Monthly interest rate: 1.99%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

Habib Bank AG Zurich Visa Platinum Credit Card — official bank artwork
Conventional banking
Habib Bank AG ZurichBANK-SOURCED

Habib Bank AG Zurich Visa Platinum Credit Card

Dirham Score 2.5/560% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Official product sources linked
  • + Reward limitations disclosed
  • − Annual reward forecast unavailable
  • − Salary minimum needs bank confirmation
Salary: confirm with bank
Other rewards · Annual estimate unavailable
Annual fee AED 210

AED 210.00 including 5% VAT. No first-year or renewal waiver is assumed.

Self-employed business owners only

The September 2026 KFS limits this product to self-employed company owners whose business banks with HBZ. Minimum business income is AED 60,000 per year, pro rata to the applicant’s shareholding. This is not a published AED 5,000 salary-card route.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full Habib Bank AG Zurich Visa Platinum Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · No airport lounge entitlement: the current bank comparison lists LoungeKey as not applicable for this tier.

Monthly interest rate: 1.75%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

Habib Bank AG Zurich

Habib Bank AG Zurich Visa Platinum Credit Card

Habib Bank AG Zurich Visa Platinum Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Habib Bank AG Zurich Visa Platinum Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · No airport lounge entitlement: the current bank comparison lists LoungeKey as not applicable for this tier.

Monthly interest rate: 1.75%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

Habib Bank AG Zurich Visa Infinite Credit Card — official bank artwork
Conventional banking
Habib Bank AG ZurichBANK-SOURCED

Habib Bank AG Zurich Visa Infinite Credit Card

Dirham Score 2.8/560% data coverage · editorial methodHow this score works

  • + Official fees and product sources linked
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Annual reward forecast unavailable
  • − Salary minimum needs bank confirmation
Salary: confirm with bank
Other rewards · Annual estimate unavailableLounge access
Annual fee AED 1,050

AED 1,050.00 including 5% VAT. No first-year or renewal waiver is assumed.

Self-employed business owners only

The September 2026 KFS limits this product to self-employed company owners whose business banks with HBZ. Minimum business income is AED 60,000 per year, pro rata to the applicant’s shareholding. This is not a published AED 5,000 salary-card route.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full Habib Bank AG Zurich Visa Infinite Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · LoungeKey is listed in the bank’s comparison sheet. Registration, eligible visit allowance, guest costs and activation conditions must be confirmed; unlimited visits are not assumed.

Monthly interest rate: 1.5%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

Habib Bank AG Zurich

Habib Bank AG Zurich Visa Infinite Credit Card

Habib Bank AG Zurich Visa Infinite Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Habib Bank AG Zurich Visa Infinite Credit Card review and fee maths

No recurring cashback or points earning schedule was established. Visa offers have separate conditions and are not valued as annual cash rewards.

No cinema benefit verified. · LoungeKey is listed in the bank’s comparison sheet. Registration, eligible visit allowance, guest costs and activation conditions must be confirmed; unlimited visits are not assumed.

Monthly interest rate: 1.5%. Bank FX charge: 2.625%.

No recurring points or cashback earning schedule has been verified. Visa discounts and unpriced benefits are excluded from annual value estimates.

The KFS requires repayment through the HBZ account and may require a security cheque equal to 120% of the card limit. Credit approval remains separate from business income.

The current tariff shows a 2.5% foreign-currency conversion fee plus 5% VAT on that fee: 2.625% of the transaction. It also applies to AED transactions at merchants outside the UAE; any additional scheme or exchange-rate effects are not fully verified.

Cash advances have separate charges and do not earn an assumed reward. Borrowing charges and lifestyle offers are excluded from the value model.

Official bank source · checked 2026-10-24

Consumer credit card comparison, June 2026

Credit card KFS, September 2026

Personal tariff valid until 31 December 2026

Exact embedded card image from the official June 2026 Consumer Credit Cards Comparison, page 1. The current product page’s older Infinite image differs; the current comparison artwork is used. Image source

First-year value uses AED 10,000 monthly spending across our benchmark categories. Foreign spending assumes eligible non-European general retail and excludes FX charges. Miles use editorial assumptions. See the maths and exclusions.

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