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OFFICIAL SOURCES · INDEPENDENT COMPARISON

Dubai First UAE Credit Cards and Bank Accounts

Explore 2 current card products and 0 accounts in our source-reviewed catalogue. Issuer approval, relationship requirements and current campaign terms apply. No bank pays for its position here.

Dubai First accounts and salary options

No account product from this bank has been verified in our current account catalogue.

SMARTER SPENDING STARTS HERE

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Independent comparisonsBank-sourced terms
Make the numbers yoursYour spend. Your estimated rewards.
AED/ month
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All values in AED No paid rankings Conventional & Islamic Bank terms carry individual review dates · catalogue checked 22 Oct 2026
THE UAE REWARDS DIRECTORY

UAE Credit Card Comparison

Credit cardsBank accounts
165 current cards · 23 issuers / brandsSource-reviewed catalogue. Dated promotions expire automatically; bank changes require a fresh source check.
All cardsCashbackAirline milesFree for lifeSchool feesLounge accessCinema offers
2 cards found
Cashback Credit Card — official bank artwork
Conventional banking
Dubai FirstBANK-SOURCED

Cashback Credit Card

Dirham Score 3.9/5100% data coverage · editorial methodHow this score works

  • + Published first-year fee waiver
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Annual fee AED 418.95
  • − Perk activation and qualifying conditions apply
Min. salary: AED 5,000
5% groceries 5% diningCinema perksLounge access
Annual fee AED 418.95First year waived

First year free per product page. Renewal399+VAT418.95; no standard ongoing waiver verified.

ESTIMATED FIRST-YEAR VALUE
AED 3,195
View breakdown

Regular welcome+ AED 0

Promotional booster+ AED 0

Annual rewards+ AED 3,195

Fee waiver+ AED 418.95

Joining-fee refund+ AED 0

Annual fee− AED 418.95

Actual modelled netAED 3,195

Partial rewards model: 5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants. Merchant exclusions, caps and scheme conditions apply.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full Cashback Credit Card review and fee maths

5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants.

Up to 4 standard VOX tickets at AED 20 each after AED 4,000 spend in the previous month. · Mastercard Travel Pass. Confirm complimentary entitlement and activation requirements in the app.

Monthly interest rate: 3.99%. Bank FX charge: Confirm with bank.

Partial rewards model: 5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants. Merchant exclusions, caps and scheme conditions apply.

Current product page and FAB-UDS terms supersede older PDFs advertising 5% online, 3% foreign or AED 200 category caps.

The international-spend classification takes precedence over domestic merchant-category acceleration.

The brief’s 6% cashback headline is unsupported by the current official page.

Official bank source · checked 2026-10-22

Official product page

Official bank terms, tariff or rewards information

Official bank terms, tariff or rewards information

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

Dubai First

Cashback Credit Card

Cashback Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Cashback Credit Card review and fee maths

5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants.

Up to 4 standard VOX tickets at AED 20 each after AED 4,000 spend in the previous month. · Mastercard Travel Pass. Confirm complimentary entitlement and activation requirements in the app.

Monthly interest rate: 3.99%. Bank FX charge: Confirm with bank.

Partial rewards model: 5% on domestic grocery, dining and fuel spending, capped at AED 150 per category monthly; 0.5% on other and foreign purchases; 0.15% on specified lower-earn merchants. Merchant exclusions, caps and scheme conditions apply.

Current product page and FAB-UDS terms supersede older PDFs advertising 5% online, 3% foreign or AED 200 category caps.

The international-spend classification takes precedence over domestic merchant-category acceleration.

The brief’s 6% cashback headline is unsupported by the current official page.

Official bank source · checked 2026-10-22

Official product page

Official bank terms, tariff or rewards information

Official bank terms, tariff or rewards information

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

Low-Rate Credit Card — official bank artwork
Conventional banking
Dubai FirstBANK-SOURCED

Low-Rate Credit Card

Dirham Score 3.9/570% data coverage · editorial methodHow this score works

  • + Published free-for-life annual fee
  • + Published airport lounge benefit
  • + Reward limitations disclosed
  • − Reward forecast needs further verified terms
  • − Perk activation and qualifying conditions apply
Min. salary: AED 5,000
Cashback · AED value unverifiedCinema perksLounge access
Annual fee Free for life

Free for life.

VALUE NOT FULLY MODELLED
Not estimated
View breakdown

Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.

Calculation assumptions
View bank offerRead full review & fee maths
Rewards, fees & important conditions

Read the full Low-Rate Credit Card review and fee maths

No standard purchase reward verified. The 1% promotional balance-transfer cashback is a separate borrowing offer.

AED 20 standard tickets at Cine Royal, Star and Reel after AED 5,000 spend in the previous month. · Travel benefit appears on current product page; confirm exactcomplimentaryentitlement.

Monthly interest rate: 2.49%. Bank FX charge: Confirm with bank.

Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.

Current monthly purchase interest is 2.49%, not the brief’s 1.5%.

The current Low-Rate tariff is free; separately named legacy National/Expat variants have AED 300 pre-VAT fees.

Do not treat borrowing promotions as ordinary purchase cashback.

Official bank source · checked 2026-10-22

Official product page

Official bank terms, tariff or rewards information

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

Dubai First

Low-Rate Credit Card

Low-Rate Credit Card — official bank artwork

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Low-Rate Credit Card review and fee maths

No standard purchase reward verified. The 1% promotional balance-transfer cashback is a separate borrowing offer.

AED 20 standard tickets at Cine Royal, Star and Reel after AED 5,000 spend in the previous month. · Travel benefit appears on current product page; confirm exactcomplimentaryentitlement.

Monthly interest rate: 2.49%. Bank FX charge: Confirm with bank.

Published reward benefits are described, but a complete category/rate/cap or AED conversion model is not verified. No personalised net reward estimate is assigned.

Current monthly purchase interest is 2.49%, not the brief’s 1.5%.

The current Low-Rate tariff is free; separately named legacy National/Expat variants have AED 300 pre-VAT fees.

Do not treat borrowing promotions as ordinary purchase cashback.

Official bank source · checked 2026-10-22

Official product page

Official bank terms, tariff or rewards information

Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source

First-year value uses AED 10,000 monthly spending across our benchmark categories. Foreign spending assumes eligible non-European general retail and excludes FX charges. Miles use editorial assumptions. See the maths and exclusions.

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