DIB UAE Credit Cards and Bank Accounts

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Prime Infinite Card review and fee maths

3 Walaa points per AED on eligible local spend; 3.5 points per AED international spend.

No cinema benefit verified. · 12 annual lounge visits with one guest via Visa Airport Companion. First visit complimentary; later visits require a foreign-currency purchase equivalent to USD 1 at an overseas merchant at least 15 days earlier, or USD 32 per usage.

Valet: Two monthly visits at selected locations; AED 8,000 monthly retail spend is required for complimentary use. Applicable location/service charges apply below threshold or beyond allowance.

Monthly profit rate: up to 3.69%. Bank FX charge: 3.7%.

A current fixed AED redemption rate for Walaa was not verified. Points and leisure benefits are shown without a guessed first-year cash estimate.

Prime annual fee is zero under current schedule. Monthly Salam rate up to 3.69%; confirm personal contract.

Current schedule effective 12 October 2026: non-AED international usage fee 3.70%; overseas AED usage fee 3.14%.

Eligible local general retail earns 3 Walaa points/AED; eligible non-AED general retail earns 3.5. Supermarkets, telecom, education, petroleum, government/utilities, takaful, vehicle dealers, transport and real estate earn only 0.2 point/AED.

EU-origin retail earns no Walaa. DIB-channel utility/government bills, cash equivalents, funding, crypto and charity are excluded; other merchant exclusions apply.

No fixed AED redemption rate verified; earning points and free benefits are not assigned an invented cash value.

Current fees effective 12 October 2026

Official new covered-card key facts

Official valet spend conditions

Current official listing packshot, angled card perspective; small 248x190 source. The sample cardholder name is printed in the official artwork. WebP copy resized without cropping or changing the depicted card. Image source

Regular welcome offer

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Prime Signature Card review and fee maths

2.5 Walaa points per AED on eligible local spend; 3 points per AED international spend.

No cinema benefit verified. · 8 annual lounge visits via Visa Airport Companion. First visit complimentary; later visits require a foreign-currency purchase equivalent to USD 1 at an overseas merchant at least 15 days earlier, or USD 32 per usage.

Valet: Two monthly visits at selected locations; AED 5,000 monthly retail spend is required for complimentary use. Applicable location/service charges apply below threshold or beyond allowance.

Monthly profit rate: up to 3.69%. Bank FX charge: 3.7%.

A current fixed AED redemption rate for Walaa was not verified. Points and leisure benefits are shown without a guessed first-year cash estimate.

Prime annual fee is zero under current schedule. Monthly Salam rate up to 3.69%; confirm personal contract.

Current schedule effective 12 October 2026: non-AED international usage fee 3.70%; overseas AED usage fee 3.14%.

Eligible local general retail earns 2.5 Walaa points/AED; eligible non-AED general retail earns 3. Supermarkets, telecom, education, petroleum, government/utilities, takaful, vehicle dealers, transport and real estate earn only 0.2 point/AED.

EU-origin retail earns no Walaa. DIB-channel utility/government bills, cash equivalents, funding, crypto and charity are excluded; other merchant exclusions apply.

No fixed AED redemption rate verified; earning points and free benefits are not assigned an invented cash value.

Current fees effective 12 October 2026

Official new covered-card key facts

Official valet spend conditions

Current official listing packshot, angled card perspective; small 248x190 source. The sample cardholder name is printed in the official artwork. WebP copy resized without cropping or changing the depicted card. Image source

Regular welcome offer

First-year annual-fee waiver is advertised as a limited offer without a stated deadline. Confirm availability at approval.

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Consumer Cashback Reward Card review and fee maths

3% on eligible UAE groceries, school fees, fuel and selected bills with individual caps; AED 3,000 monthly retail minimum. No cashback on general retail or non-UAE transactions is assumed.

No cinema benefit verified. · Not verified; confirm current benefit eligibility with DIB.

Monthly profit rate: up to 3.69%. Bank FX charge: 3.7%.

First-year annual-fee waiver is advertised as a limited offer without a stated deadline. Confirm availability at approval.

Direct merchant utility payments are assumed; bank-channel bill payments, telecom and auto-service extras are not separately modelled. Announced lower caps are applied conservatively.

Monthly retail purchases of AED 3,000 within a statement cycle are required for cashback.

Grocery and school caps effective 10 October 2026 are AED 200 per category monthly; fuel and utilities each cap at AED 100. Combined cap AED 1,000 per billing cycle.

Cashback is applicable only to UAE transactions. Utility and government bills paid through DIB platforms do not earn cashback; merchant classification and non-cash/personal-use rules apply.

Annual fee includes VAT: AED 210; up to 3.69% monthly Salam rate. Current fee schedule effective 12 October 2026 lists non-AED international usage 3.70%, overseas AED3.14%.

Current product page advertises a limited first-year fee waiver without dates. Confirm approved-card eligibility; do not interpret it as a permanent waiver.

Current official product and reward conditions

Current fees effective 12 October 2026

Official new covered-card key facts

Consumer Cashback is a family, not a single exact current product name. The old /consumer-card path redirects to this Reward product. Current official listing packshot, angled card perspective; small 248x190 source. WebP copy resized without cropping or changing the depicted card. Image source

Regular welcome offer

First-year annual-fee waiver is advertised as a limited offer without a stated deadline. Confirm availability at approval.

Qualifying welcome value: AED 0.

Fees, rewards & eligibility

Read the full Consumer Cashback Platinum Card review and fee maths

4% on eligible UAE groceries, school fees, fuel and selected bills with individual caps; AED 4,000 monthly retail minimum. No cashback on general retail or non-UAE transactions is assumed.

No cinema benefit verified. · Not verified; confirm current benefit eligibility with DIB.

Monthly profit rate: up to 3.69%. Bank FX charge: 3.7%.

First-year annual-fee waiver is advertised as a limited offer without a stated deadline. Confirm availability at approval.

Direct merchant utility payments are assumed; bank-channel bill payments, telecom and auto-service extras are not separately modelled. Announced lower caps are applied conservatively.

Monthly retail purchases of AED 4,000 within a statement cycle are required for cashback.

Grocery and school caps effective 10 October 2026 are AED 300 per category monthly; fuel and utilities each cap at AED 150. Combined cap AED 1,000 per billing cycle.

Cashback is applicable only to UAE transactions. Utility and government bills paid through DIB platforms do not earn cashback; merchant classification and non-cash/personal-use rules apply.

Annual fee includes VAT: AED 261.45; up to 3.69% monthly Salam rate. Current fee schedule effective 12 October 2026 lists non-AED international usage 3.70%, overseas AED3.14%.

Current product page advertises a limited first-year fee waiver without dates. Confirm approved-card eligibility; do not interpret it as a permanent waiver.

Current official product and reward conditions

Current fees effective 12 October 2026

Official new covered-card key facts

Additional distinct current Consumer Cashback product supplied to resolve the ambiguous family name. Current official listing packshot, angled card perspective; small 248x190 source. WebP copy resized without cropping or changing the depicted card. Image source