Titanium Credit Card
Dirham Score 3.6/570% data coverage · editorial methodHow this score works
- + Published first-year fee waiver
- + Published airport lounge benefit
- + Reward limitations disclosed
- − Reward forecast needs further verified terms
- − Perk activation and qualifying conditions apply
First year free; Titanium renewal waived after AED 35,000 eligible retail spend in the preceding membership year.
View breakdown
Current Joy plan selection, category gates and redemption must be implemented before ranking. Cash Up and Miles Up legacy names were not assumed current.
Calculation assumptionsRewards, fees & important conditions
Read the full Titanium Credit Card review and fee maths
Choose the Joy rewards plan for eligible lifestyle/travel spending or the WIN prize draw. Prize-draw winnings are not guaranteed cashback.
VOX and Reel buy-one-get-one offers; product spending gates and booking limits apply. · Selected tiers advertise complimentary lounge benefits. Confirm current app, plan and visit entitlements.
Monthly interest rate: 3.99%. Bank FX charge: Confirm with bank.
Current Joy plan selection, category gates and redemption must be implemented before ranking. Cash Up and Miles Up legacy names were not assumed current.
The current official catalogue lists Titanium, Platinum and World using the Joy or WIN choice.
Official page data references an internal CMS hostname for artwork. The downloaded image uses the same path on the bank’s public deem.io host.
Official bank source · checked 2026-10-22Official bank terms, tariff or rewards information
Official bank terms, tariff or rewards information
Official product artwork resized proportionally without cropping, recolouring or changing the depicted card. Image source
